MACHINERY INSURANCE
Excavators & Earthmovers
NEW ZEALAND HEAVY MACHINERY AND PLANT INSURANCE
Auckland • Wellington • Christchurch • Dunedin • North Island • South Island

Learn More about IronGuard

Welcome to IronGuard; New Zealand’s leading insurance broker for Machinery, Plant & Equipment

Learn More about IronGuard
IronGuard is the specialist machinery and equipment insurance division of the RGIB’ Insurance Group, one of New Zealand’s and New Zealand’s most innovative insurance brokerages, arranging more than AUD$5.5 billion risk coverage for over 6,000 clients throughout the Australasian region.

Specialist Machinery and Equipment Insurance
Machinery and equipment insurance is our speciality; we have access to the very best machinery and equipment insurers in New Zealand and for larger infrastructural and mining risks, we can access a wide range of specialist machinery insurance companies around the world, including Lloyds of London.


Charles Pratten
Company Founder
Senior Assc'ANZIIF & IBANZ
Our expertise in the machinery and equipment insurance field and contacts in the industry, helps us arrange the most suitable insurance for your particular needs, whether for a farm tractor, a bobcat or heavy earthmoving equipment including bulldozers and excavators right through to fixed industrial equipment used in the mining infrastructure – in fact, we can arrange every type of machinery and equipment insurance requirement from the biggest of things to the tinniest of equipment.

We’re the Machinery and Equipment Insurance Experts
Whether your machinery and equipment is in a fixed situation or is moved from one site to another; appointing IronGuard to arrange and manage your machinery and equipment insurance requirements provides guarantees you won’t ordinarily get when arranging insurance yourself or through a secondary agent, such as a machinery and equipment dealer, because first and foremost we’re qualified experts in the field of machinery and equipment insurance and besides [in the unlikely event] if we get it wrong, we carry a substantial amount of professional indemnity insurance.

Managing your Machinery and Equipment Insurance Needs
It doesn’t matter if you’re already insured with another company. You can appoint IronGuard as your managing insurance broker at any time and keep the benefits you already have – it won’t cost you a thing but it will ensure you keep on getting the best deal after year without having to hunt around to maintain that advantage because, that’s our job.  And, if it comes to a claim, we’ll be standing right next to you using our skills and knowledge of the market to ensure that things are processed smoothly and efficiently for you. Find out more about how to appoint IronGuard/RGIB as your managing broker Click Here

Service You Can Rely On
It's all about managing your insurance in the most efficient and cost effective way - nothing more nothing less, that's why every one of our clients receives 'Our Customer Service Guarantee' which spells out our promise to provide the highest level of customer service and expertise. IronGuard is managed by people with experience in the machinery and equipment industry, so we know what cover you will ideally need - without unnecessary add-ons and costs.

Big or small – we have the right machinery and equipment insurance solutions for you.
Machinery and equipment insurance is not like ordinary insurance; there are many factors to consider such as for example, whether or not the equipment is fixed in a stationary position or whether it’s transportable  [under it’s own power or by other means]; there are many other peripheral matters to take into consideration such as public liability accompanying private property access and the law of licensing and how Occupational Health & Safety issues are dealt with, whether at the contractor, sub-contractor or direct owner operator is the insured owner or hirer of the machinery or equipment; –

Do it yourself insurance – Bad Idea!
Going directly to an insurance company to get a better price is often a false economy because, the insurer just wants to sell you their product, often without taking into consideration your particular requirements. Whereas dealing with an independent specialist insurance broker such as IronGuard gets you access to all the best specialist machinery and equipment insurers who can provide the particular cover you need – not, just based on the best price alone but, the best coverage as well. Doing it yourself isn’t as easy as it appears; oh sure it’s easy to get a price over the phone but, what are you really buying? The cover might be [useless] for the purposes of ensuring all the risks associated with your operations – appoint IronGuard your broker and get peace of mind that the job’s been done right.

Anywhere in New Zealand or Just Down the Street
Contractors using machinery, especially earthmovers, trucks and other mobile equipment by its very nature present s a wide range of risks – from road use to public liability in public places – that’s why it’s important to have an insurance policy that can cover the risks applicable in territory, region and/or State you’re operating in because, there are differing laws in respect of liability as you move about; whether it be limits of liability or where liability cuts in and out.  In some jurisdictions, the clearing of native vegetation has a stricter compliance and in others thus, if for some reason or another an earthmover clears native vegetation for which there is no licence or approval [accidentally] there could be severe financial consequence to the owner operator and/or contractor. The world of liability is fraught with danger and has powerfully damaging consequences for those who get it wrong, even if it’s as a result of an honest mistake.

You’re Safer with IronGuard

Your insurance claim going up in flames is the last thing you want to see...


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What do you reckon this one hell of an angry claims
manager is saying - we know - and it's not pleasant!

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Your insurance claim going up in flames is the last thing you want to see...

It can be intimidating dealing with an insurer on your own especially if there is a problem with your claim - that's one of the many reasons having your insurance managed by an independent insurance expert is a better proposition.

Being part of a much bigger collective of clients holds the key to getting underwriters undivided attention because they know, that to get a look at the rest of our customers business, they will have to look after you - the same goes for claims when we phone a claims manager expressing our dissatisfaction concerning a client's claim, things happen fast.

Getting a Quote for a just One,or a few pieces of Machinery & Equipment….No Problem !
It’s easy; we’re just a phone call or a click of the mouse away and best of all it won’t cost you a thing.  We provide online services 24/7 or you can telephone us during business hours and we’ll arrange to take a brief amount of information from you and obtain a quote from the very best insurers offering the best deals. 

Every day, insurance companies contact us with their best rates on offer, which puts us in the prime position of getting an effective insurance cover for you at the best possible prices. Don’t be embarrassed to contact us even if its insurance on a 10 year old Bobcat, we can help, but it’s not all about the value of the machinery and equipment, it’s often more to do with the public liability side of things.  We can arrange insurance from anything from a slasher on the back of a tractor through to a prime mover and excavator.  It’s easy and simple; just contact us and let us do the work for you.

You’re a major Earthworks Company working in the Infrastructure or Mining sector ….no problem!
In the bigger end of the machinery and equipment industry, especially in the infrastructure and mining sectors, the high value of machinery and specialised nature of the equipment means that you need tailored insurance solutions to ensure the machinery and equipment are properly covered. 

This also includes ‘Demurrage Cover’ meaning, you need an insurance company to replace the machinery even it’s necessary to rent machinery while yours [if damaged or destroyed]is in the process or repair or is awaiting replacement – the contract has to go-on.

The mining sector is one of New Zealand’s most significant industries and IronGuard has developed a number of relationships with local New Zealand insurance companies and Lloyds of London agencies that offer the very best and up-to-date policy wordings, including a range of options and free benefits so that if something goes wrong, you stay in business and can continue to perform the obligations under a contract without any unnecessary delay or fuss.   

While IronGuard offers a 24/7 online submission quote system; this level of insurance really does require the personal attention of an experienced account manager – thus, please don’t hesitate to contact us for that personal service. Infact, we have our own aircraft that is used to accesses remote mining sites in order to arrange and administer the necessary insurance solutions for your project’s machinery and equipment located anywhere – this is our speciality. You can phone us on (04) 499 7925 and we’ll get you a better deal every time.

Find Out More About How To Appoint Cargosafe as Your Managing Broker:- click here


RGIB Logo 

Click on the RGIB logo and find out more about the RGIB Insurance Broking Group and how we can help you with all your insurance needs. click here

Back to one of these Topics
Specialist Machinery and Equipment Insurance
We’re the Machinery and Equipment Insurance Experts
Managing your Machinery and Equipment Insurance Needs
Service You Can Rely On
Big or small – we have the right machinery and equipment insurance solutions for you
Anywhere in New Zealand or Just Down the Street
You’re Safer with IronGuard
Getting a Quote for a just One,or a few pieces of Machinery & Equipment….No Problem

New Zealand
Lvl 3, 85 The Terrace,
Wellington 6011
Ph:(04) 499 7925
Ph: Int’ +644 499 7925
Fax:(04) 473 4720
Email: office@rgib.co.nz  
Web: www.rgib.co.nz

Sydney - Australia
Lvl 14 100 Walker Street
North Sydney NSW 2060
Ph:1300-620-520
Ph: Int’ +612 9466-0000
Fax:(02) 9466-0099
Email: office@rgib.com.au
Web: www.rgib.com.au

Head Pacific Office - Vanuatu
Lvl 1 Anchor House Lini Hwy’ Port Vila Vanuatu                
Ph: 28 062
Ph: Int’ + 678 28 062
Fax: 28 069
Email: cpi@vanuatu.com.vu
Web: www.cpi.com.vu